Ask Ford Finance Experts
If you have questions on what the best used car interest rates look like or how to value your trade, you’re not alone. There are countless pieces of auto financial information and data that only the experts know about. We’re fortunate to have some of the best in the industry working here at our store, including Brenna Saxton -- internet sales manager at Moffitt’s Ford.
In the meantime, review the list of Ford finance FAQs that Brenna has answered, then stop by our Iowa Ford dealer to get started on your vehicle-shopping journey!

Brenna has been kind enough to lend her time, expertise and even her contact information as a resource for customers. You can find Brenna here at our Ford dealership near Des Moines, working in tandem with prospective buyers, lessees and others to find the best auto financing solutions for their needs.
Here’s how to contact Brenna:
- Address: 1819 SE Marshall St, Boone, IA
- Work Phone: (515) 602-7462
- Personal Phone: (515) 577-8250
(Texts are welcome!)

Frequently Asked Ford Financing Questions
How do you get the best interest rate?
Keeping your credit score up is the best way to get the best interest rate. We have several banks and credit unions we work with to get you the best available rate.
Do you offer better interest rates than the pre-approved rate?
When we have all the confirmed correct information, we have the ability to get you a better interest rate than the initial pre-approved rate.
Are down payments required for cars?
The financial institution that gives you the loan will determine if you need a down payment or not. Many times, no money down is an option.
What additional costs will the customer be responsible for when buying a new car?
There is a 5% state tax collected in Iowa. You'll also be required to pay any applicable courthouse, registration, and documentation fees.
How can I find the value of my trade-in?
The best way to value your trade-in is for us to drive and inspect the vehicle in person. There are online tools that will provide you with an estimated value as well.
Can I add a warranty when I buy a car?
Most vehicles can have a warranty added to them. We have options for you to consider for purchase at the time of sale.
Stop by our local Ford finance department today to meet with Brenna and the rest of our dedicated team, or contact Moffitt’s Ford in Boone with any further questions. We’re proud to be a go-to source you can trust for auto financing near Des Moines.